No out-of-network doctors.
No premiums hikes for switching groups.
No need to pre-authorize surgery.
Think this sounds like a healthcare fantasy? Actually, it’s not. In nations around the world, these are realities for citizens with healthcare choices that include government-provided health insurance.
Sunday’s Washington Post featured an article by T.R. Reid that tours the healthcare solutions implemented by foreign nations. Reid debunks 5 myths of healthcare systems abroad that pervade the American political dialogue.
I highly recommend reading the entire article, but if you’re pressed for time, here’s a run-down of the rumors Reid dispels:
Myth #1 It’s all socialized medicine out there
In fact, with most of our nation’s seniors on Medicare, some argue that we have a larger percentage of government-funded healthcare recipients than Britain, New Zealand, Cuba, Canada and Taiwan! Those nations provide healthcare in government hospitals without footing the bills!
Myth #2 Overseas, care is rationed through limited choices or long lines
Normally, no. In a more regulated system, consumer choice grows because it’s hard for insurance companies to penalize recipients for changing plans. While yes, some nations are plagued by long lines, studies still show that Germany, Britain, and Austria beat out the U.S. in waiting times for appointments and elective surgeries.
Myth #3 Foreign health-care systems are inefficient, bloated bureaucracies
Simply put, “all the other payment systems are more efficient than ours.” This section of Reid’s article is especially telling. For all the free-market enthusiasts out there who cannot fathom a government healthcare program with lower costs than a private insurer, consider this: “U.S. health insurance companies have the highest administrative costs in the world; they spend roughly 20 cents of every dollar for nonmedical costs, such as paperwork, reviewing claims and marketing. France’s health insurance industry, in contrast, covers everybody and spends about 4 percent on administration.”
Myth #4 Cost controls stifle innovation
Not true. Many medical breakthroughs, from hip and knee replacements to deep-brain stimulation technology to Viagra were invented overseas. In fact, strict cost controls drive innovation abroad.
Myth #5 Health insurance has to be cruel
Americans have come to accept the idea of insurance companies refusing to cover patients with “preexisting conditions” — precisely those who need healthcare the most. Adjusters are paid to deny claims and big insurance companies use every layer of red tape to avoid covering the expenses they promised. As it turns out, “The United States is the only developed country that lets insurance companies profit from basic health coverage.”
Foreign healthcare isn’t all that foriegn to the United States, Reid argues. Our mixed-up system takes on roles similar to Britain, Germany and Canada depending on the constituency group. But for the tens of millions of uninsured Americans, we compare to Burundi or Burma: “In the world’s poor nations, sick people pay out of pocket for medical care; those who can’t pay stay sick or die.”
If you still don’t think the United State healthcare system is all that bad, check out this New York Times Op-Ed from earlier in the month. The author expanded upon recent studies that ranked the American healthcare system far behind other developed nations.
It’s time we catch up to the rest of the world. We must reform our broken healthcare system and bring it into the 21st century. For a nation known for innovation, enterprise and a life of opportunity for our citizens, we’ve turned a blind eye on the healthcare system for far too long.
We can’t bring about change without the support and participation of the American people – that means YOU!
Organizing for America provides an easy-to-use Health Care Action Center where you decide how to help make healthcare reform a reality.
Health Care for America Now (HCAN) is also stocked with informational resources and ways to get involved. Be sure to check out their Action Center as well, which details ways to add your voice to the health care debate NOW!
BREAKING: Check out how OFA and HCAN are teaming up to run a coordinated campaign for healthcare reform as soon as Congress is back in session. It’s never been a more critical time for you to get involved in the fight to fix our broken healthcare system!
